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Profile photo of a State Farm Agent named: Lizette Cochran

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State Farm® Insurance Agent

Lizette Cochran

Lizette Cochran Ins Agcy Inc

3031 East Lake Road
Palm Harbor, FL 34685-2417

North of the Bell Tower. South of Lansbrook & Ridgemoor.

Profile photo of a State Farm Agent named: Lizette Cochran

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 5pm
After Hours by Appointment
Call or text us 24 hours a day!


3031 East Lake Road
Palm Harbor, FL 34685-2417


English, Spanish

Summer is here! We hope you are enjoying our beautiful beaches, pool parties and family gatherings. Stay safe and protected this summer! As the sun shines brighter and the temperatures rise, don't forget to review your insurance coverage. Whether it's protecting your home, car or loved ones, we've you covered. Enjoy the warm weather and stop by to see your local good neighbor team.

Welcome to Lizette Cochran Insurance Agency! Our team of licensed, experienced, and friendly professionals is excited to assist you and your family with all your insurance needs. We are committed to delivering excellent customer service and have a combined insurance experience of over 100 years. Building relationships with our customers is a priority for us, and we have been serving the Palm Harbor, East Lake, Tarpon Springs, Oldsmar, Clearwater, Tampa, Trinity, New Port Richey, Odessa, Lutz, and surrounding communities for over 30 years. Whether you're relocating to the Tampa Bay area or anywhere in Florida, we can help you.

Here are some of the services we offer:

  • Free auto insurance quotes for new customers, transfers, or existing customers adding cars, motorcycles, RVs, and other motorized vehicles.

  • Assistance with homeowners, renters, and condo insurance, including coverage for new or existing homes. We also provide flood insurance.

  • Various life insurance policies to protect your loved ones and pay off any loans.

  • Support for local business owners, including business or office policies, commercial auto coverage, liability insurance, and workers' compensation.

Lizette has been a State Farm Agent since 1989 and is a graduate of the University of Florida. She resides in Palm Harbor and is actively involved in the community, supporting local schools, the East Lake Fire Rescue, the YMCA, and other organizations. Lizette is also an animal lover, and you can meet her puppy and office mascot, Brady, when you visit our office. Our office is kid-friendly, and you can find us on Facebook. Whether you prefer to call, text, or stop by in person, our professional team is ready to provide you with a personalized insurance quote and make the process simple and easy.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Annuities

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Our mission is to create a remarkable insurance experience for our customers. Our local team enjoys establishing a personal relationship with you. We want to help you understand your risks and help you protect them. Our team is committed to providing you with outstanding customer service. We offer Auto insurance, Motorcycle insurance, Home insurance, Renters insurance, Condo insurance, Liability insurance, Umbrella insurance, Life insurance, health insurance, Business insurance and more. We service Pinellas, Pasco, Hillsborough and surrounding counties. Our team can help you anywhere in Florida! Your business and referrals are greatly appreciated!

We are your local team with over 100 years of combined insurance experience. We enjoy getting to know you and helping you with all your insurance needs.

Kathy Holland State Farm Agent Team Member

Kathy Holland

Account Manager

Kathy has over 25 years experience with State Farm. She will love to help you with all your insurance needs including auto insurance, homeowners insurance, flood insurance and life insurance. She enjoys doing insurance reviews and getting to know you. She lives in Clearwater.  

Bobbi Jo Watkins State Farm Agent Team Member

Bobbi Jo Watkins

Customer Service Manager

Bobbie Jo has worked for Lizette Cochran Insurance Agency for 19 years. She is licensed in Auto insurance and Home insurance. Customer service is her passion. She can help you with your policies, payment plans, and claims. She is a native Floridian and has 14 grandchildren.

Allyn Curry State Farm Agent Team Member

Allyn Curry

Customer Service Representative

Allyn has insurance experience since 1987 as a licensed Customer Service Representative/Receptionist. She enjoys assisting customers with their insurance needs and making them feel welcome when they come into our office. In her spare time, she enjoys running, biking, cooking and traveling . She loves her puppy Sandy. She lives in Palm Harbor.

Taylor Smith State Farm Agent Team Member

Taylor Smith

Account Manager

Taylor is licensed in personal and commercial lines, Life and health insurance. She enjoys helping our customers with their auto, homeowners, renters, business, life and health insurance needs. She lives in Tarpon Springs. Taylor is married and has 4 kids. Give her a call to help you with all your insurance needs.

Alex Papadopoulos State Farm Agent Team Member

Alex Papadopoulos

Insurance Account Representative

Alex is licensed in personal lines. He can help you with auto, renters, condo, liability insurance and life insurance. Alex has a rich Greek and pastoral Heritage. He looks forward to serving Tarpon Springs and surrounding communities. In his spare time, He enjoys running, writing music, and building legos.

Bridget Keneson State Farm Agent Team Member

Bridget Keneson

Account Manager

Bridget began her insurance career in Houston, Texas and moved to Dunedin in 2021. She is Licensed in all lines: auto, home, life, health, and commercial. She enjoys building the perfect package to meet her customers insurance needs. On the weekends, She can be spotted discovering the Suncoast. She loves downtown Dunedin, Safety Harbor, Palm Harbor and the Sponge Docks in Tarpon Springs. with all their cafes, boutiques, wineries, breweries, farmer's market, crafts fairs and music festivals. Bridget lives in Dunedin.

Mandie McCulley State Farm Agent Team Member

Mandie McCulley

Customer Service Representative

Mandie has several years of insurance experience. She is our customer service representative for auto and home. Mandie is friendly and efficent. She helps the entire team to provide remarkable service. Mandie is from South Carolina.

Laura Clegg State Farm Agent Team Member

Laura Clegg

Customer Service Representative

Laura has 16 years of insurance experience. She is a licensed customer service representative. Laura helps our customers and team with homeowners insurance and Citizen policies. She lives in Hudson.


Nadia Jenkins

Customer Service Representative

Our Agency

  • Our mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams.
  • Our office is located in Palm Harbor, FL.

This busy insurance and financial services office has a passion to make a difference in the lives of others and better the community. We want to work alongside those who are equally committed to excellence and personal achievement. Our team is comprised of results-oriented individuals that are serious about their development.

Learn more about our agency and the career opportunities with us.
Available Positions
Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.